With the current uncertainty of the COVID-19 (coronavirus) situation you might face possible financial hardship. Know that there options that can help you get through this time. From government support for small businesses to various relief programs, as well as an Emergency Loans, peace of mind may be closer than you think.

What You Need to Know About Emergency Loans

While stay-at-home orders are still in effect, emergency loans are easily accessible online. Most banks do offer online applications for personal loans. An alternative to a single lender application is Funds2Me.app which works with 100+ lenders. Your chances are much higher to find a lender for loans from $500 to $5,000.

Important Disclosures. Please Read Carefully.

Persons facing serious financial difficulties should consider other alternatives or should seek professional financial advice.

cleverpeoplenews.com’s service is always free to the consumer. This website is not an offer to lend. cleverpeoplenews.com is not a lender or lending partner and does not make loan or credit decisions. Based on the information you provide, cleverpeoplenews.com searches its network of approved lenders and lending partners to connect you with a lender or lending partner that may offer you a loan. The loan terms and fees are determined solely by the lender or lending partner. cleverpeoplenews.com has no control or knowledge of the loan details and does not control nor is responsible for any actions or inactions of any lender or lending partner. cleverpeoplenews.com is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. cleverpeoplenews.com receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where cleverpeoplenews.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

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,b>Lender’s or Lending Partner’s Disclosure of Terms.
The lender or lending partner you are connected to will provide you documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments, interest rates, and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. cleverpeoplenews.com has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. Additional fees or charges may apply to you in the event that you are unable to repay your loan. cleverpeoplenews.com uses commercially reasonable efforts to work only with reputable lenders and lending partners dedicated to pursuing collections of past due accounts with conduct that is fair and reasonable.

Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. Each lender and lending partner has their own policies with regard to late payments. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.